Joe Robach knows that affording health care insurance for yourself, your family, or your employees (if you have a small business) can be very difficult when the price of just about everything seems to be rising all the time.  It can be hard to meet the rent, the mortgage, or the payroll; put food on the table; cover the rising energy costs; and still put aside money for health care.  But having health insurance is obviously very important, both for you and for our State as a whole.  Health insurance coverage enables you to safeguard your health and take care of medical problems before they become more serious and costly to treat.  This, in turn, helps to reduce burdens on our entire health care system.  For this reason, Joe Robach’s office can provide you with very useful information about some health care benefits.

In recent years, New York State has taken a number of significant strides forward in making affordable health coverage available to uninsured families, children, senior citizens and small businesses.  Joe Robach’s office can help you learn about each of these programs.  Some of the programs are:

Family Health Plus – Family Health Plus is a program that provides free health insurance coverage to parents and childless adults, ages 19 to 64, who are uninsured and who meet certain income eligibility guidelines.  Basically, the program is designed to serve those New Yorkers who earn too much to qualify for Medicaid, but are still unable to afford private health care insurance.

Medicaid – The Medicaid program which is funded by the federal, state, and local governments in New York State – is designed to help families and individuals with very low incomes who cant afford to pay for medical care.  Income, age, disabilities, and resources other than annual income are considered in determining eligibility for Medicaid.  

Medicare – Administered by the federal government, Medicare is the primary program provided to people 65 and older, regardless of income in this country.   

For more information on any of these programs, contact Joe Robach’s office.